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Home Insurance Benefits

Benefits of our policies include:

  • Low claims excess

    If you have to make a claim our claims excess is only €125 (subsidence excess is €750).

  • Frozen foods

    We provide cover for the contents of your deep freezer or refrigerator if they are spoilt up to €700.

  • Money and credit cards

    We provide cover for personal money within the home, held for private purposes

  • TV, audio, video and computer equipment

    We cover loss or damage to television, video, audio and computer equipment up to €2000 for any one item.

  • Wedding and Christmas gifts.

    We increase contents cover by 10% for these occasions.

  • Replacement locks cover

    We provide cover for locks to any outside door of the home if the keys have been stolen from the home.

  • Loss of rent and alternative accommodation

    We will pay the amount of rent you would have received if your home was let or the reasonable cost of renting similar accommodation for the period you cannot live in the home. (see policy wording)

  • Fatal Injury Benefit

    We will pay €3500 if you or your spouse/partner die, as a result of an injury in the home caused by fire or an assault by intruders.

  • Fire Brigade Charges

    We will pay up to €1500 for fire brigade charges as a result of any incident insured by your policy.

  • 24 hour home emergency helpline

    The home emergency helpline puts you in touch with reputable tradesmen (such as a plumber or electrician) in the event of an emergency in your home.

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