Third Party Extension

Driving other cars

If your certificate of insurance says so, we will also cover you, the policyholder, for your liability to other people while you are driving any other private motor car which you do not own or have not hired or leased, as long as:

  1. the vehicle is not owned by your employer or hired to them under a hire-purchase or lease agreement;
  2. you currently hold a full European Union (EU) licence;
  3. the use of the vehicle is covered in the certificate of insurance;
  4. cover is not provided by any other insurance;
  5. you have the owner’s permission to drive the vehicle;
  6. the vehicle is in a roadworthy condition; and
  7. you still have your vehicle and it has not been damaged beyond cost-effective repair.

This extension applies while being driven within the territorial limits and only to private passenger vehicles. It does not include: