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Your insurance cover

Our policies include:

So you understand what you are covered for, please see the table below. For more in depth information, read your policy document, the schedule and the certificate of insurance carefully. If you have any questions, you should contact us or your insurance advisor.

Motor Insurance policy information:

	Comprehensive	Third Party Fire & Theft
Legal liability for death or injury to any other person, including passengers
Legal liability for damage to other people’s property
Legal fees and costs incurred with our consent in connection with a claim against your policy
Own damage, fire and theft claims		Fire & Theft Only
New car replacement		Fire & Theft Only
Audio equipment, radio receivers or transmitters
Foreign use (full policy cover in most European countries for up to 93 days free – see Section 2 of the policy booklet)
Loss of keys up to
Personal accident cover
Medical expenses
Hotel expenses
Breakdown assistance - includes Home start, roadside assistance, completion of journey and vehicle recovery
Windscreen cover	optional	optional

- covered
- not covered
- partially covered

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Car Insurance Policy Documents

FAQs

Can I pay by instalments?
Yes, QUINN-direct offer flexible payment options including monthly direct debt payment
Do I need a full licence?
No. At QUINN-direct we provide cover for provisional licence holders as well as full licence holder
What type of cover is available?
We provide third party fire & theft cover and comprehensive cover for motor insurance
What is a policy excess?
The first amount of any claim you must pay. We pay the balance
Can I buy online without a credit card?
Yes, you can choose to pay via a debit card, laser card, cash or cheque.