Business Insurance

					 Motor Traders

					Whether you are a main dealer or a vehicle repair shop, our Motor Trade Policy provides you with a ready made solution for all your insurance needs.
					

					Our package provides all the cover you require whether you buy, sell, repair or service cars or commercial vehicles.

					

					Fleet

					QUINN-direct have extensive in house experience of the haulage industry. Our fleet cover is available to businesses who have 5 or more company vehicles. Comprehensive packages cover everything from commercial vans and company cars to large local and international haulage contractors . We also cover special type vehicles such as plant, forklifts and lawnmowers. Options are also available for goods in transit, property and all liability.

					
					
					Cover options include:
				

• Motor Trade Policy
  The purpose of this policy is to provide cover as required by anyone working in the Motor Trade Industry. The standard policy includes Road Risks, Liability and Property cover. The standard policy duration is twelve months however longer term policies can be provided.
• Goods in Transit
  The policy provides cover for loss or damage to property owned by the insured in the course of transit within the specified territorial limits. Quinn -direct Insurance Limited provides the policy. The standard duration of this policy is twelve months.
• Business Interruption
  The purpose of the cover is to compensate the insured for any loss of Gross Profit following an interruption to the business as a consequence of insured property damage. The standard policy duration is twelve months however longer term policies can be provided.
• Property Damage
  This provides cover for the client's material property as detailed in the policy schedule. The standard policy duration is twelve months. Quinn - direct Insurance Limited provides the policy. The client has the option to select one of the following levels of cover:

  • Basic Cover - Fire, lightning, explosion of domestic boilers or gas.
  • Special Perils - Basic cover plus explosion of commercial boilers, aircraft, riot & civil commotion, malicious persons, earthquake subterranean fire, storm & tempest, impact, flood, and bursting or overflowing of water pipes and tanks.
  • Accidental Damage - Special Perils plus cover for loss, damage or destruction as a consequence of accidental damage.

  The policy can be optionally extended (at either level) to provide cover for any of the following: Sprinkler leakage, loss of rent, glass, money, burglary, subsidence, and deterioration of freezer stock.
• Carriers Liability
  The policy indemnifies the insured against losses while acting as a Road Haulage Contractor. QUINN-direct Insurance provides the policy. The standard duration of the policy is twelve months.
• Public/Product Liability
  The policy provides public and products liability cover. The standard duration of this policy is twelve months. Cover is provided to protect the insured against legal liability to pay compensation, claimants' costs and expenses in respect of accidental:

  • Bodily injury to any person (except as provided through an employers' liability policy);
  • Loss or damage to material property occurring in connection with the business
• Employers Liability
  The policy provides employers liability to protect the insured against legal liability to pay compensation, claimants' costs and expenses in respect of bodily injury sustained by employees arising out of, and in the course of the employment. The standard duration of the policy is twelve months.